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Apple is shutting down Apple Pay Later just months after launch

Illustration of the Apple logo on a yellow and teal background.
Illustration: The Verge

Apple is shutting down Apple Pay Later, its buy now, pay later service, the company confirmed to 9to5Mac. The service, which lets you take out “pay later” loans that can be paid in four payments over six weeks, only launched fully in the US in October 2023. In its place, Apple says that users will be able to apply for “installment loans” from credit cards, debit cards, and lenders when checking out with Apple Pay later this year.

Here is Apple’s full unsigned statement, which was given to 9to5Mac:

Starting later this year, users across the globe will be able to access installment loans offered through credit and debit cards, as well as lenders, when checking out with Apple Pay. With the introduction of this new global installment loan…

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